Admissibility of claim due to rainwater under IAR policy
Loss or damage to insured property due to rainwater is not specifically excluded under IAR policy and any damage to property by direct action of rainwater shall be payable but if it leads to only loss in weight of insured property due to solubility of substance, it would not be paid because loss caused by "loss in weight" of substance is not admissible even if it is caused by 'rainwater' which is not excluded under the policy. Please understand that if non excluded perill (rain water) is followed by an exlcuded peril (loss of weight), claim will not be admissible under the policy.